Homebuyer Education Certification

Welcome to Consumer Credit and Budget Counseling's online Homebuyer Certification Course

If you are looking for a Homebuyer Certification Course you have come to the right place!

We are a HUD approved agency and offer an easy and convenient online course, that meets your lender's requirement for Homebuyer Education Certification.

We have found that potential homebuyers who need homeownership counseling and Education certification usually have to take time off or have to rearrange their schedules to take the classes and receive on-on-one counseling. At a time when the potential homebuyer is trying to save every dollar, sometimes this is not the best solution.

We offer this Online Homeownership Counseling and Education Certification Program as a convenience to those potential homebuyers whose schedules or circumstances do not allow them to attend regular classes and one-on-one homeownership counseling.

This course follows the National Industry Standards for Homeownership Education and as such this is a full homeownership counseling and Education course and it will take a number of hours (about 6 hours) to complete and while course is online and can be completed at your convenience, the one-on-one counseling is conducted on the phone during regular business hours (Monday through Friday, 10:00 am to 5:00 pm all times Eastern).

Take class online with phone, tablet or computer

Take this ONLINE education course anywhere

While the online education course will take a number of hours to complete, you can take it 24 x 7 on your phone, tablet or computer. you can stop at the end of any section, and pick it up later, even on another device. This is education as it can be, fast, convenient and low cost!

Select a pricing plan and sign up

$49

Home Buyer Certification - Over 1 Week to Closing

If your closing is at least a week away save money on the Home Buyer Certification Course

$99

Home Buyer Certification - Under 1 Week to Closing - Priority Service

If your closing is at less than a week away, select this option

With this service, you will get priority service. Your telephone counseling which is required after viewing the online videos will be given priority service and can be scheduled in advance or within one hour of your calling for an appointment. (Monday - Friday 9:30am - 5:pm Eastern Standard time).

$35

Home Buyer Certification - Low Income

If your income is low, please select this option. See income chart.

Size of Family Unit	Low Income
1	$ 21,000
2	$ 28,000
3	$ 35,000
4	$ 42,000
5	$ 49,000
6	$ 56,000
7	$ 63,000
8	$ 70,000
For each additional person, add	$ 7,000

$35

Home Buyer Certification - New Jersey or Florida Residents

If you live in New Jersey or are buying a home in New Jersey or Florida, select this option

$99

Home Buyer Certification - HOEPA and High Cost Mortgage Loans

For High-Cost HOEPA or Section 32 loans

$35

Home Buyer Certification - Marin County BMR HomeOwnership

To get certification for the Marin County Below Market Rate Homeowership Program

The process to receive the certificate is as follows:

• Step 1: Enroll and pay for the course.

• Step 2: Complete the registration then the PreTest

• Step 3: View the online educational videos in their entirety. (about 4 hours)

• Step 4: Take the PostTest.

• Step 5: Call 888-738-8233, Monday to Friday 9:30 am to 5:00 pm Eastern Standard Time to make an appointment for the required telephone counseling with a Certified HUD counselor.

This is your opportunity to ask any questions you may have about the HomeBuying Process. Your counselor will review your budget and your proposed real estate transaction. At the end of the call, your counselor will email you your certificate.

Test your device to make sure you can view and hear the video

This is a free sample of the video presentation. While most of the content is live action, this course does contain some PowerPoint style video as seen below.

Home Buyer Certification

Online Certification Course for First Time Homeowners